Doyen Credit Repair Company is a specialized service committed to assisting individuals in improving their credit health. We achieve this by carefully analyzing credit reports for inaccuracies or outdated information that could potentially lower credit scores. Through strategic dispute processes with creditors and credit bureaus such as Equifax, Experian, and TransUnion, we aim to remove or correct these discrepancies. Our goal is to empower clients with better credit scores, which can lead to increased access to loans, better interest rates, and improved financial opportunities. We also provide personalized guidance on credit management strategies to help clients maintain their improved credit standing in the long term.

Absolutely! We guarantee results, or you’ll receive a full refund.

This is one of the MOST important questions we receive. Unlike over 95% of other credit repair companies, we only charge for the items we pursue. This not only makes us one of the least expensive companies but also one of the fastest. We dispute all your derogatory items simultaneously, completing our services within 30-60 days. Plus, we offer a free consultation and evaluation to explain everything we can do for you and all the service details before charging you anything.

It definitely works! It’s tough to last in the credit repair industry without delivering reliable results and exceptional customer service, and that’s exactly what we do. We’ve been in this industry for many years—an achievement few other companies can claim.

Credit is established when you make purchases and agree to repay the borrowed amount, usually with interest. Your credit activities are reported to the three main Credit Reporting Agencies (Equifax, Experian, and TransUnion). As you begin to establish credit, you are given a Credit Score. By continuing to build and maintain credit, you can increase your credit score, which will help you get approved for future purchases, such as a home or car. The ultimate, long-term goal of building credit is to consistently pay your financial obligations on time.

A Credit Score is a numerical rating based on how you manage your credit, indicating your creditworthiness to creditors. Scores range from 300 to 850, with higher scores signifying greater trustworthiness. The three main reporting agencies—Equifax, Experian, and TransUnion—each provide different scores based on their reports. The most widely used credit score model by lenders to assess creditworthiness is called the “FICO score.”

A credit score over 660 is considered “good” and is typically sufficient for most lenders to approve you with a favorable interest rate. Once you have good credit, aim to increase your score over time to 720 or higher, as this will help you qualify for the best approvals and interest rates.

A score below 620 is considered “bad” credit. Having bad credit can significantly impact your ability to get approved for loans by creditors and lenders. Improving your credit score to at least 660 can help you avoid high interest rates on future loans.

You can obtain a free copy of your credit reports from Annual Credit Report, but they do not include credit scores and their reports can be difficult to access and download. We recommend IdentityIQ to our clients. They provide instant access of your credit report from all 3 bureaus in just 1$ FREE TRIAL. Their credit reports are the most accurate, provide the most information, and are very easy to access.

Credit repair involves disputing accounts on your credit report that may be inaccurate or invalid, leading to their removal or update on your reports. This process is highly effective for many people and can save you thousands in unnecessary interest payments and fees.

Credit repair can take anywhere from two weeks to two months, depending on how quickly creditors and collection agencies respond to disputes and offer resolutions.